Secure wallet
Your balance is tied to your account with server-side controls. Wallet changes happen through verified backend flows — not from the browser alone.
Trust center
Security
Plain-language overview of how we protect your money and data.
PIN after sign-in
A 6-digit PIN adds a quick lock inside the app after email sign-in. Change or reset it from Settings → Security.
Transaction protection
Bill payments and funding use licensed partners. Webhooks are verified before your balance changes. You see Processing until it is safe to mark complete.
Receipts & history
Every payment has a reference in Transactions. Share it with support instead of paying twice when something is pending.
Privacy-first verification
When identity checks are required, regulated partners handle verification. BayRight does not store raw BVN or NIN in our systems.
Encrypted connections
bayright.com uses HTTPS. Provider secrets and API keys never ship to client apps.
Support escalation
Report suspicious activity immediately. We may pause accounts while investigating fraud or abuse.
Responsible disclosure
Security researchers can report issues to contact@bayright.com with steps to reproduce. We acknowledge good-faith reports promptly.
Legal details: Privacy Policy, Terms, Security policy (legal).
Check BayRight Status for current service availability.